Who messed up the Software ???
Latest Cruise Ship Peril: Dynamic Currency Conversion
Julian Bray writes: When on holiday, the last thing you want to do is worry about currency exchange rates So the helpful shopkeeper, hotel, car hire, kindly offers you the easy option to pay in pounds (ie Sterling) on your credit card! Nothing wrong with that and the amount you pay is clearly recorded on your statement……however after the pleasure, comes the pain, and could cost you hundreds of extra unexpected pounds on your trip.
Caxton FX, the money exchange people suggest in a recent survey that 40% of people would choose to pay in pounds if they were given the chance. They may also select this option if they were choosing to withdraw cash from an ATM while they were away.
By doing this they unwittingly expose themselves to something known as dynamic currency conversion (DCC). This racks up the charges in two different ways. First, the retailer you are paying will set their own exchange rate, so they may well be greedy and costs you far more than you expect. Adding insult to injury, your card company will then load a further charge of an extra 4% on top of the amount you are paying.
James Hickman, Managing Director of Caxton FX said: "The number of people getting caught out by DCC has actually increased in the past year and a lack of understanding about the risk of associated charges seems to be at the heart of this. An extra 4% charge on every transaction could add up to some serious cash over the course of a two week holiday and some rather surprising bank statements upon return to the UK. However, DCC is a perfectly legal charge so it's up to the individual to make sure they are not being caught out by this."
Part of the problem, revealed by the survey, was that 15% of people are not confident with on-the-spot currency conversion (including one in five female holidaymakers). It also appears that the younger the individual, the less confident they are about mental arithmetic, with a fifth of 18-24-year-olds admitting to not being confident.
The answer is to keep the receipt you were given when you changed your sterling into foreign currency as it usually contains a handy conversion chart for various amounts. Any large M&S in the UK has a competitive Bureau de Change. One of the biggest culprits is the on board accounting system operated on cruise ships and in some hotels, they bill and charge your account weekly, charges racked up using a ‘sea pass’ swipe card. When signing up for the account during the check-in process, in the shore based terminal before boarding, just ensure that DCC Dynamic Currency Conversion is NOT being applied, and that you are being charged for your on-board or hotel bar spend in US $, rather than the conversion rate back into Sterling.
You might also like to bear in mind that your credit card may be automatically blocked if the Cruise ships Miami USA base, is collecting the weekly on-board account, the same day you dock in say Florence, and use your credit card for shore purchases. Simply the computer does not think you can be in both Europe and the USA at the same time and will swallow up your card at the next European ATM. Just let the bank know by telephone in advance the destinations you will be visiting and the days you’ll physically be there!
Contributor: Media, Cruise Line , Aviation, Politics & Travel Expert, Broadcaster & Journalist Julian Bray NUJ, EQUITY UK Landline: 01733 345581 Mobile: 07944 217476 ISDN2 downline +44(0)1733 555 319 (UK HOME ISDN 017 33 55 53 19) G722/APT-X Dual Codecs Glensound C5 SKYPE: JULIAN.BRAY.UK
Search JULIAN BRAY AVIATION SECURITY BLOG
JULIAN BRAY ++44(0)1733 345581 BROADCAST ISDN ++44(0)1733 345 020 all codecs
MOBILE: 07944 217476
AVIATION SECURITY EXPERT, AIRLINE OPERATIONS & NATIONAL SECURITY ISSUES.
BROADCASTER, COLUMNIST & JOURNALIST. NUJ & FULL EQUITY MEMBER.
IMMEDIATE LIVE BROADCASTING VIA OWN ISDN COOBE, STUDIO & HIGH SPEED BROADBAND SKYPE
ISDN +44 (0) 1733 345020.
OFFICE +44 (0) 1733 345581
AVIATION & CRUISE, MARTIME INCIDENTS, SAFETY ISSUES, TRAVEL THREATS & PERILS, TERRORISM ISSUES, WORLD TRAVEL & INSURANCE COVER ISSUES, CONFLICT ZONES, LONDON RUNWAY, FEATURES & CORRESPONDENT RESEARCH PACKAGES. NATIONAL & LOCAL POLITICS, LAW & ORDER, LITIGATION SUPPORT.
"Adept at holding national and international politicians and business people to account, has a 'Marmite' but considered approach to politics and always well prepared" Iain Wilson
Julian Bray broadcasts and comments via ISDN +44 (0)1733 345020 (GLENSOUND C5 Dual Codec), VoIP and SKYPE >>> JULIAN.BRAY.UK <<< mobile 07944 217 476
BBC Contributor 10476453
LANDLINE number in the UK is +44(0) 1733 345581 Use this number to pre-brief or to book link.
TELEVSION AND RADIO LIVE INTERVIEWS AND CONTRIBUTIONS
RUSSIA METROJET, GERMANWINGS, MH17 INCIDENTS and other RECENT TV NEWS & RADIO AUDIO FEEDS
LASER PENS BBC NEWS
https://www.rt.com/op-edge/323287-su24-fighter-russia-turkey-syria/ Scroll down final VT
http://www.cbc.ca/i/caffeine/syndicate/?mediaId=2685621754 AIR DUBAI CRASH MARCH 2016 Television 2-way with CBC Canada via 'upmarket' SKYPE
https://ca.news.yahoo.com/video/plane-circled-airport-bad-weather-110053170.html AIR DUBAI CRASH 19/03/2016 Julian Bray first reaction
Julian Bray Broadcaster Radio Podcasts Selection
CargoLogic Air load one of their mega all cargo aircraft. In addition to purpose built frighters, many end of first lease, state-of-the-art wide-bodied passenger aircraft are currently being snapped up and rapidly re-purposed for all cargo operation. As the 21st Century trend is away from airport hub/spoke operation - apparently Heathrow [LHR] is yet to get the memo… -and towards single aisle narrow bodied passenger/cargo hold aircraft, working point to point schedules continues apace ...
JULIAN BRAY ++44(0)1733 345581
Illustrated Convention Lectures & Workshops, Keynotes, Broadcast Briefings, Media Presentational Training, Aviation Security and Operations Incident Management Consultancy
(ISDN BROADCAST LINK ++44(0)1733 345 020) all codecs G.722 & ATX Developed for use in ISDN remote broadcasting, G.722 is the original wideband speech codec to be standardized by the ITU-T. By sampling the speech signal at 16 kHz, G.722 more than doubles the encoded speech information, providing richer sound and better clarity than narrowband speech codecs. ( (ISDN2 BT BOX INSTALLED AT HOME: LIVE LINKS AVAILABLE AROUND THE CLOCK )
Book slot on landline 01733 345581
Mob: 07944 217476 http://www.aviationcomment.com/ E&OE
COVERING TRANSPORTATION & ASSOCIATED POLITICAL ISSUES IN ALL FORMS plus RELATED INDUSTRIES including AEROSPACE, COMPUTER NETWORKS, RAIL, AVIATION, CRUISE, FERRIES, MERCHANT MARITIME, MILITARY, TRAVEL & HOLIDAY INDUSTRIES, CAA REPORTS, TERRORISM & SABOTAGE, COMPUTER MISUSE & SYSTEM FAILURES, TRAVEL AGENTS, ATOL ISSUES, CIVIL & COMMERCIAL AVIATION. AIRSHOW ORGANISATION & LOGISTICS.
Contact numbers 01733 345581 OR Trusty Nokia Mobile: 07944 217 476 OFFICE: 01733 345581 and answerphone email: firstname.lastname@example.org
BROADCAST ISDN2 LINE: 01733 345020 ISDN DIGITAL DIAL-UP only. [ BH VENDOR #10476453 add PE28xl ]
SKYPE: JULIAN.BRAY.UK (directly wired Ethernet connection on high speed Virginmedia cable) ALSO GLENSOUND ISDN GSGC5 ISDN LOCATION UNITS FOR PROFESSIONAL DRY HIRE
Julian Bray provides: Opinion, comment, forward thinking speculation, keynote presentations and workshops for corporate organisations on Travel, Cruise & Aviation: conflict zones, terrorist impact, cybercrime and DoS issues, drone (UAV) issues, safety (black boxes, emergencies), airline operations, aviation finance, political implications, and all forms of incident risk.
He operated at board level with several airline and aviation groups, including Alitalia, British Island Airways, British Airways, Galileo , British Aerospace, Skyways, former CEO City firm Leadenhall Assoc. (PR WEEK TOP 150) Founder CNS City News Service. Director NTN Television News (joint co. with ITV Wales TWW) Debretts People 2017 and featured in launch edition of the PRWeek Black Book. Investigative Journalist and Broadcaster.
After-dinner speaker and presenter. NUJ LIFE MEMBER & FULL EQUITY MEMBER.
Direct links to a selection of television and radio contributions can be found at foot of this page. Scroll down. Join the conversation here or on Twitter at @aviationcomment @julianbray.
A retweet, comment or other publication by any means does not constitute an endorsement. Quoted Content subject to creditline 'Julian Bray' . During career an active MCIPR, MMC & MBDS.
Main UK telephone and prime contact number 01733 345581.
Mob: 07944 217476
ISDN2 Loop Test (by arrangement) 01733 345020
Download the new CAA DRONECODE HERE : http://dronesafe.uk/wp-content/uploads/2016/11/Dronecode.pdf
Glensound GSGC5 ISDN LOCATION (COOBE - FLYAWAY) COMMENTARY UNITS/COLES LIP MICS FOR PROFESSIONAL HIRE
VIDEO PROJECTOR & SMALL FORMAT PUBLIC ADDRESS/ MUSIC PLAYOUT HIRE
BBC LOCAL NEWSROOMS
The Small Print...
TERMS & CONDITIONS
This is the small print, demanded by the legal eagles, we've tried to keep it clear and simple, this is in addition to, and not in the alternative to the NUJ Code of Professional Conduct.
- The content this website is for your general information and use only. It is subject to change without notice.
- Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors, we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
- Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements and you have made your own independent enquires as to the content..
- This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than for review purposes, or where specific permission has been granted, for example in connection with a commission or contribution supported by a written contract and any terms in accordance with the copyright notice, which forms part of these terms and conditions.
- All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
- Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offence.
- From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the linked to website(s). We have no responsibility for the content of the linked website(s).
- E&OE Errors and omissions excepted. Use of quoted content subject to creditline: Julian Bray, broadcaster.
- Writers P.I. & P L I. # WRT001966
Julian Bray writes: The Royal Caribbean Cruise Ship Explorer of the Seas had it not craftily diverted to Malaga and Lisbon for two overnigh...
Royal Bank of Scotland IT contractor ban sparks murmurs of legal action • The Register : Contractors told they will have to use an Umbrella Company rather than their own PSC... Or go onto PAYE!https://www.theregister.co.uk/2019/11/19/rbs_it_contractor_ban_sparks_anger_and_talk_of_legal_action /